- First check when your mortgage deal ends as sometimes a mortgage companies will charge you a penalty for ending the term early
- Your mortgage may be portable so you may be able to keep the same mortgage your lender will need to be happy with the property and price you are paying
- If the mortgage interest rates are lower than your current rate, it may work in your favour to pay the exit fee from your mortgage. We recommend you seek professional mortgage advise before making any decisions – if you would like us to recommend a mortgage advice to you, please get in touch
- By now you are probably aware of your situation as to whether you are a first-time buyer, going to downsize, move in to temporary accommodation or upsize
- Consider the cost of selling your property. You will most likely need to pay conveyancing fees, you will need an Energy performance certificate if you do not have an up to date one within the last 10 years, removal fees and any legal fees for example, capital gains tax or stamp duty. We recommend you obtain conveyancing quotes and you seek legal advice on the taxes due – if you would like any recommendations of conveyancers, please ask and we can pass on their details
- Properties that are lease hold have a lease date on them meaning it may be worth extending your lease before you sell. We recommend you seek advice as to whether this would be beneficial to you
- If you have decided you will be selling your home there are some factors that could make your property more desirable. For example, remove weeds from your garden, clean the exterior of your property, mow the lawn, de clutter the inside of your property, hang mirrors in small areas to make them appear bigger and to add light
- Arrange for your property to be valued, we offer a free no obligation valuation in Bristol, Bath, South Gloucestershire Swindon and Gloucester. We do recommend you obtain more than one valuation to ensure you are paying the right fees and your property is valued at the right price. You can get an online estimate too.
- Before choosing an estate agent, we recommend you check their online reviews
This information is an opinion of the staff as DSB Estate Agents, using our opinions to try and help assist you and give advice on moving home/selling a property. This is not legal advice nor fact and you must do your own research or take legal advice when following our guidance.